The Production Package

The production package typically consists of nine lines of insurance, combined into one package. These nine lines are:

• Cast Insurance
• Negative Film & Videotape
• Faulty Stock, Camera & Processing
• Props, Sets & Wardrobe
• Miscellaneous Equipment
• Property Damage Liability
• Extra Expense
• Office Contents
• Money and Securities

We have provided an overview of the coverage’s typically provided, however, each production is unique, and therefore, the coverage’s may differ for each production. Actual coverage's are detailed only in the policy issued, and are subject to all terms, provisions, conditions and exclusions contained therein.

Additional coverage’s may be required for each production in addition to the lines included in the Production Package. These additional coverage’s may include General Liability; Automobile Insurance; Excess/Umbrella Coverage; Errors & Omissions (E&O) Coverage; Workers Compensation/Employers Liability Coverage; Essential Element Coverage; Aircraft Coverage; and Guild/Union/Non-Union Travel Accident; Extended Pre-Production Cast Insurance.

The cost of insurance for motion picture and/or television film or videotape productions can vary depending upon certain variables including (but not limited to):

• Size of the budget
• Location of the principal photography
• Length of the principal photography
• Ages and numbers of the cast members insured
• Limits required for the various lines of insurance coverage’s
• Unusual exposures including aircraft, watercraft, animals or railroads
• Stunts or pyrotechnics

The standard production will have the premiums based on their total Insurable Production Costs (IPC). The production IPC is calculated from the Budget, therefore, it is imperative that a working budget be available when requesting coverage.